Medicare Annual Enrollment Starts Today — Here’s What You Can Do Now
The wait is over — Medicare’s Annual Enrollment Period (AEP) officially begins today, October 15, and runs through December 7, 2025.
If you’ve been planning to review your coverage, compare plans, or make changes for 2026 — now’s your moment.
Every year, Montana seniors get this same seven-week window to make important decisions about their healthcare coverage. But waiting too long to start can lead to missed opportunities and rushed choices.
Here’s how to make the most of it:
Step 1: Review Your Current Plan
Before you make any changes, take a few minutes to review your Annual Notice of Change (ANOC). This outlines how your plan’s costs, coverage, and provider network will shift in 2026.
Even small updates — like changes to drug coverage or copays — can affect your total costs next year.
Step 2: Compare Plans in Your Area
Each Montana county has different Medicare Advantage and Prescription Drug Plan options.
Comparing plans can reveal savings or new benefits, like dental, vision, hearing, or wellness coverage that you might be missing.
Step 3: Check Your Doctors and Prescriptions
Confirm that your preferred doctors, specialists, and prescriptions are still covered under your plan for 2026.
A five-minute check today can prevent headaches later.
Step 4: Don’t Wait Until November
Many people wait until late November to schedule reviews, and by then appointments are limited.
Starting now gives you time to make confident, pressure-free decisions.
The Local Option: Golden Valley Medicare
We’re right here in Montana — not a call center. Our advisors review every plan available in your area, walk you through the details, and help you find the right coverage for your needs.
Our guidance is free, local, and independent — no pressure, no obligation, just clarity.
Medicare Annual Enrollment runs October 15 – December 7, 2025.
Take the stress out of Medicare season — schedule your free plan review today and start AEP feeling confident and informed.
