How to Change Your Medicare Plan During Annual Enrollment
Medicare’s Annual Enrollment Period (AEP) runs from October 15 through December 7, 2025. During this time, millions of seniors across the U.S. — including right here in Montana — have the opportunity to make important changes to their coverage.
If you’re not happy with your current plan, AEP is the time to switch.
What Changes Can You Make During AEP?
Switch from Original Medicare to Medicare Advantage (Part C)
Gain access to bundled coverage, often with extra benefits like dental, vision, and hearing.
Switch from Medicare Advantage back to Original Medicare
If you prefer nationwide provider access, this may be a better fit.
Change from one Medicare Advantage plan to another
Great if your current plan’s premiums or networks aren’t working for you.
Join, drop, or change a Prescription Drug Plan (Part D)
Essential if your prescriptions are no longer covered affordably under your current plan.
Why You Shouldn’t Wait to Switch
Prescription Coverage Changes: Drug formularies update every year, and your medications may cost more in 2025.
Provider Networks Shift: A doctor you saw last year may not be covered this year.
Costs Go Up: Premiums, deductibles, and copays often increase annually.
If you don’t review and switch by December 7, you’ll be locked into your current plan until 2026 — even if your costs are higher or your doctor is no longer in-network.
How Golden Valley Medicare Helps Montana Seniors
At Golden Valley Medicare, we make changing your plan simple:
Review your current coverage and explain what’s changing in 2025.
Compare all available plans in your Montana county.
Check that your doctors, hospitals, and prescriptions are covered.
Give you clear, unbiased guidance at no cost.
Remember: Annual Enrollment ends December 7, 2025.
Schedule your free Medicare review today and make the right change before the deadline.