6 Questions Every Montana Senior Should Ask Before October 15
October in Montana means cooler nights, fall colors — and the start of Medicare Annual Enrollment (Oct 15 – Dec 7, 2025).
This is the one time each year you can review and change your Medicare plan for 2026. Before the window opens, ask yourself these 6 questions. If you can’t answer “yes” with confidence, it’s time to schedule your Medicare review.
1. Will My Doctor Still Be Covered in 2026?
Medicare plan networks change every year. The doctor you trust today may not be included next year.
2. Will My Prescriptions Still Be Affordable?
Plans update what medications they cover and how much they cost. Even small changes could mean paying more at the pharmacy.
3. Am I Paying More Than I Should?
Premiums, deductibles, and copays can go up each year. Are you confident you’re not overpaying in 2026?
4. Do I Have All the Benefits I Need?
Many Medicare Advantage plans include extras like dental, vision, hearing, transportation, or even allowances for groceries. Are you missing out?
5. Does My Plan Still Match My Health Needs?
Your needs may have changed since last year — new doctors, new medications, or a change in health could mean it’s time for a different plan.
6. Do I Understand All My Options?
Every Montana county has multiple plan choices. Do you know which ones are available where you live and which is best for you?
How Golden Valley Medicare Helps
At Golden Valley Medicare, we make answering these questions simple:
We check your doctors and prescriptions.
We compare every plan in your Montana county.
We explain your total costs — not just premiums.
We provide clear, local advice at no cost.
With Golden Valley Medicare, you’ll head into 2026 with confidence and peace of mind.